Question 1

How do I set up my Gemini API key?

Accepted Answer

The Gemini API key powers Cashy's AI features — voice transaction input, receipt scanning, and smart auto-categorization. The key is free from Google AI Studio. Step 1 — Get your free key 1. Open aistudio.google.com/apikey in any browser. 2. Sign in with your Google account. 3. Tap Create API Key and copy the value (it begins with AIza…). Step 2 — Add it during onboarding 1. On the AI Setup screen, tap Get your free key — Cashy opens AI Studio in an in-app browser. 2. Copy the key from AI Studio. 3. Switch back to Cashy — the key is detected from your clipboard automatically and pre-filled. 4. Tap Continue. Step 3 — Add or change it later 1. Open the Settings tab. 2. Tap Smart Automations. 3. Tap Get your free key if you need a new one (opens AI Studio in-app). 4. Paste your key into the Gemini API Key field — tap Show to verify it before saving. 5. Tap Save (or Clear to remove the key entirely). Tip: You can use Cashy fully without a key — manual entry, budgets, goals, and reports all work offline. The key is only needed for AI features (voice, receipt scan, smart auto-categorization). The free Gemini tier allows ~1,500 requests/day — more than enough for personal finance use.

Question 2

How do I set or change my default currency?

Accepted Answer

Your default (base) currency is the currency in which Cashy reports your net worth, totals, budgets, and goals. Accounts in foreign currencies are converted to this currency for summaries. During onboarding 1. After the AI setup step, the Currency Setup screen appears. 2. Search for your currency (e.g. USD, EGP, AED). 3. Tap to select it, then tap Continue. Change the base currency later 1. Open Settings. 2. Tap Base Currency. 3. Search and pick the new currency. 4. Confirm — Cashy re-converts all summaries to the new currency. Add an account in a different currency 1. Go to Wallet → Add Account. 2. Change the Currency field while creating the account. 3. Cashy keeps the account in its native currency and only converts it for net worth and reports. View live exchange rates 1. Open Settings → Exchange Rate. 2. Search any currency to see its rate against your base currency. Tip: Pick the currency you think in day to day — usually the one your salary lands in. Free users can use up to 2 currencies; Premium unlocks unlimited multi-currency tracking.

Question 3

How do I change the app language?

Accepted Answer

Cashy supports English and Arabic, including a full right-to-left layout for Arabic. Language is controlled by your device, not by an in-app picker. 1. Open Settings → Preferences → Language. 2. Tap the row — on iOS this opens Cashy's page in the Settings app, where you can pick a Preferred Language just for Cashy. On Android it opens the system Settings. 3. Pick English or العربية (Arabic). 4. Cashy automatically restarts (on iOS) and applies the new language and RTL direction. Tip: Cashy uses language-aware fonts. Arabic text is rendered with a font tuned for Arabic letterforms, while English uses a separate font stack — no extra setup needed.

Question 4

How do I change the theme and fonts?

Accepted Answer

Cashy splits visual customization into three settings, all under Settings → Preferences. Change Light / Dark mode 1. Open the Settings tab. 2. Scroll to Preferences. 3. On the Theme row, tap the sun for Light or the moon for Dark. The change is instant. Change the Color Theme (the accent color and gradients used across the app) 1. Settings → Preferences → Color Theme. 2. Pick a theme from the list — you'll see two swatch dots beside each option. 3. Tap to apply. Note: Some color themes are marked Pro and require Premium. Change the Theme Font (overrides the default font pairing) 1. Settings → Preferences → Theme Font. 2. Pick a font theme, or leave it as Use theme font to follow the active color theme's default. 3. Tap to apply — fonts are swapped instantly across the app. Tip: If you switch language between English and Arabic, Cashy automatically swaps to a font tuned for the new script — no extra setup needed.

Question 5

How do I add a transaction?

Accepted Answer

1. Tap the + button in the bottom action bar (the centered black button). 2. Pick a type at the top: Expense, Income, or Transfer. 3. Fill in the basics: - Title — what the transaction is for. - Amount — the value. - Account — pick from the account chips. - Category — tap to pick from the category sheet. - Date & time — defaults to now; tap to change. 4. (Optional) Add notes, tags, attach an image of the receipt, or pick a mood. 5. (Optional) In the Toggles section, enable any of: - Recurring — repeat on a schedule, with the option to also create a subscription. - Lent to Someone / Borrowed from Someone. - Balance Correction — adjust an account without affecting reports. 6. Tap Add Transaction. Tip: Long-press the + button to open Quick Add — a faster sheet for one-tap expense entry. Tip: If Cashy spots a likely duplicate (similar title, account, amount, and time), it shows a confirmation alert before saving — tap Add anyway to keep it, or Cancel to skip.

Question 6

How do I record a transfer between accounts?

Accepted Answer

A transfer moves money between your own accounts. It does not count as income or expense and is excluded from spending reports. 1. Tap + and choose Transfer. 2. Enter the amount. 3. Pick the source account (where money leaves). 4. Pick the destination account (where money arrives). 5. Set a date and tap Add Transaction. Tip: Use a transfer to record paying off a credit card — pick your bank as the source and the credit card as the destination.

Question 7

How do I track money I lent or borrowed?

Accepted Answer

Cashy treats lent and borrowed as flags on a transaction. The key thing to remember is the direction of money: - Lent — you gave money to someone, so it's an Expense that left your account. - Borrowed — someone gave money to you, so it's an Income that landed in your account. The toggles only show up on the matching transaction type, so you can't accidentally save a borrowed expense or a lent income. Money you lent (you gave money to someone) 1. Tap + → Expense. 2. Enter the title (e.g. Lent to Ahmed), amount, and the account the money came out of. 3. Scroll to Toggles and enable Lent to Someone. 4. Enter the person's name — this is required (Cashy uses it to track who owes you what). 5. Tap Add Transaction. Money you borrowed (someone gave you money) 1. Tap + → Income. 2. Enter the title (e.g. Borrowed from Sara), amount, and the account the money landed in. 3. Scroll to Toggles and enable Borrowed from Someone. 4. Enter the person's name — required. 5. Tap Add Transaction. Note: Lent and Borrowed are mutually exclusive — enabling one automatically disables the other. Where to view them - The Loans widget on the home screen shows total lent vs. total borrowed and outstanding balances per person. - In the Transactions tab, open the filter and pick Lent or Borrowed to see only those entries.

Question 8

How do I record a loan repayment?

Accepted Answer

You don't need a special toggle for repayments — Cashy auto-detects them by matching the person's name to an outstanding loan. When someone repays you (you previously lent) 1. Tap + → Income. 2. Title it (e.g. Repayment from Ahmed) and enter the amount and account. 3. Don't enable the Borrowed toggle — this is a repayment, not a new loan. 4. Add the person's name that matches the original lent transaction (e.g. Ahmed). 5. Tap Add Transaction. Cashy detects an outstanding Lent to Ahmed loan and offers to link this income as a repayment. Confirm and the loan's outstanding balance drops by the repayment amount. When you repay someone (you previously borrowed) 1. Tap + → Expense. 2. Title it (e.g. Repaid Sara) and enter the amount and account. 3. Don't enable the Lent toggle. 4. Add the person's name that matches the original borrowed transaction (e.g. Sara). 5. Tap Add Transaction. Cashy links the expense to the open Borrowed from Sara loan and reduces the outstanding amount. Mark a loan as repaid in one tap 1. Open the original lent/borrowed transaction from the Transactions list or Loans widget. 2. Tap Mark as repaid — Cashy prefills the matching repayment for you. 3. Confirm and save. Tip: Partial repayments are fully supported — record them as you receive them. Cashy keeps a running total of repaid vs. outstanding for each person, and only marks a loan as fully settled once cumulative repayments reach the original amount.

Question 9

How do I add a recurring subscription?

Accepted Answer

Recurring subscriptions are bills that repeat (Netflix, Spotify, gym, hosting, etc.). Quickest path — from a transaction 1. Tap + → Expense. 2. Enter the subscription name, amount, account, and category. 3. In the Toggles section, enable Recurring and pick a cycle (daily, weekly, monthly, yearly) and interval (e.g. every 2 months). 4. Enable Add to Subscriptions — Cashy creates a subscription record linked to the same schedule. 5. Tap Add Transaction. From the Subscriptions hub 1. Open Wallet → Subscriptions (or tap the Subscriptions widget on Home). 2. Tap + Add Subscription. 3. Fill in name, amount, currency, account, category, billing cycle, and interval. 4. Set the next billing date and (optionally) an end date. 5. Tap Save. Turn on Auto-pay Auto-pay is set on the subscriptions list, not in the add form. 1. Open Wallet → Subscriptions. 2. On the subscription card, tap the Auto chip — when filled in, auto-pay is on; tap again to turn it off. What you get - A monthly subscription total on the Home Subscriptions widget. - Reminders before bills are due (toggle in Settings → Notifications). - A low-balance warning when the source account can't cover the next auto-pay. - Highlighted bills due within the next 7 days. Note: Free users can track up to 4 subscriptions; Premium is unlimited.

Question 10

How do I add recurring income (salary, freelance, rent)?

Accepted Answer

Salary, freelance retainers, rent received, and dividends are all recurring income. Adding them powers Salary Mode and trend reports. 1. Tap + → Income. 2. Enter the title (e.g. Monthly Salary), amount, and the account it lands in. 3. Set the date to the day you actually receive it. 4. Enable Recurring. 5. Set frequency to Monthly (or Weekly/Yearly), interval to 1, end type to Forever (or fixed if it ends on a date). 6. Tap Add Transaction. Tip: You can have multiple recurring income sources — Salary Mode aggregates them all.

Your money, on the record.

Built with taste, not checklists.

Local data, by default.

Voice entry, in a sentence.

11 custom widgets.

Reports that read like a paper.

Optional cloud backup.

Recurring bills, caught early.

A quote, every morning.

Savings, with a deadline.

Choose your paper.

In your hand, every morning.

Priced less than a second coffee.

Free

Monthly

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Lifetime

Free vs Premium.

Answered plainly.

Begin a kinder relationship with money.